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Terms of Agreement

This statement sets forth the Terms of Agreement offered to you by Divorce On Your Terms, Inc.

Unless modified in writing by mutual agreement, these terms will control all services rendered by Divorce On Your Terms, Inc. until termination of this Fee Agreement. Therefore, review this statement carefully before signing and contact Divorce On Your Terms, Inc. promptly if you have any questions. Please retain a copy of this Agreement for your records. If you have any questions or concerns, we urge you to have an attorney of your choice review this agreement and inform you of your obligations.

SCOPE OF WORK

You have retained Divorce On Your Terms, Inc. to prepare a Qualified Domestic Relations Order (“QDRO”) or a pension valuation pursuant to your divorce. Preparing a QDRO means we request information about you and/or your former spouse, including copies of certain court documents, we inform you of any issues that we believe need further clarification or resolution, we prepare a draft QDRO for you and the Plan Administrator to review and comment. Whenever possible, we obtain a pre-approval letter from the Plan. If the plan refuses to provide pre-approval, this last step is omitted. Any changes to the QDRO requested by you after receipt of approval by the Plan Administrator will be charged to you at our rates of $300 per hour.

It is important to note that many plans take a considerable amount of time to review a proposed draft Order. If you are the alternate payee, your benefits are not protected until a signed court Order has been approved by the Plan Administrator. Therefore, we highly recommend immediate entry of the draft order with the court and subsequent delivery to the Plan, as soon as you are in receipt of the draft QDRO from Divorce On Your Terms, Inc. in order to protect the your interest.

OUTSIDE LEGAL REPRESENTATION

Divorce On Your Terms, Inc. does not express any opinion as to the outcome of any legal matter, nor does it or its representatives render anything that could be construed or interpreted as legal advice. All work accomplished is based on financial and pension related data and is necessarily limited by knowledge of the facts which are based upon the information presented by you and/or the Plan.  Divorce On Your Terms, Inc. employs professionals with pension and QDRO expertise to draft QDROs.

Please note that we do not give legal advice or legal services. Our draft QDRO cannot be construed as legal advice. It is best to seek legal advice to determine QDRO settlement agreement compliance and state law compliance.

HOW FEES WILL BE SET

Divorce On Your Terms, Inc. charges fees for services rendered, as listed below. A surcharge may apply if required and necessary information is not supplied within a reasonable time and manner, requiring additional follow-up by Divorce On Your Terms, Inc. at an hourly rate of $300 per hour as stated in the paragraph below. Non-routine out of pocket expenses may be charged by us to you as stated in the paragraph below.

QDRO Draft………………………………………………… $450 flat fee per order (includes

preparation of suggested judgment language, ordinary plan research and any revisions necessary to get Plan approval)

EDRO Draft…………………………………………………. $450 flat fee per order

(includes preparation of suggested judgment language, ordinary plan research and any revisions necessary to get Plan approval)

CIVIL SERVICE/MILITARY ORDER Draft……………… $450 flat fee per order

EXPERT WITNESS TESTIMONY FEES………………… $300 per hour

IRA TRANSFER LETTER………………………………… $300 flat fee per letter

PENSION VALUATION ……………..…..………………   $200 flat fee per letter

OUT OF POCKET AND HOURLY EXPENSES

Divorce On Your Terms, Inc. fees includes routine 1st class mailing costs and telephone charges. However, we reserve the right to charge you for any out of pocket costs arising in connection with the Services which are other than routine. These may include messenger fees, overnight delivery fees, overseas telephone calls, computerized research, charges made by government agencies or unusual clerical charges.

Such charges shall also include time spent equalizing the balances of several accounts or performing any additional mathematical computations as requested by either party and/or their attorneys. Whenever such costs are incurred, they will be carefully itemized and billed at an hourly rate of $300 per hour. You agree that these \ costs must be paid prior to our obligation to complete the Services.

Any services requested by you in addition to preparation of the QDRO will be paid by you at the rate of $300 per hour. You agree that if you request hourly rate services, we have no obligation to render such services before payment of the hourly rate in advance, based upon a good faith time estimate, if we request such payment.

PAYMENT OF FEES

You agree to pay the applicable Fee(s) in advance. You agree that the Fee(s) is (are) nonrefundable (“Minimum Fee(s)”). You agree that our obligation to render the Services does not begin until we receive the Minimum Fee(s) and approval of the term of the Fee Agreement from you. You agree that we have no obligation to render the Services until we receive all necessary information requested by us.

TERMINATION

You may terminate this Agreement at any time, with or without cause, by written notification to Divorce On Your Terms, Inc. If such termination occurs, your papers and property will be returned to you promptly. Divorce On Your Terms, Inc. file pertaining to the case will be retained. Your termination of the Services will not affect your responsibility for payment for the Services rendered and out of pocket costs incurred before termination. Fees paid are nonrefundable.

Divorce On Your Terms, Inc. reserves the right to decline or discontinue the Services for such things as non payment of fees or costs, conduct which renders it unreasonably difficult to carry out the engagement effectively, failure to provide information within a reasonable time or conflict of interest. Divorce On Your Terms, Inc. will immediately give you written notice that we have discontinued the Services.

ARBITRATION

In the event of a disagreement, including fee disputes, services rendered or any other issue in dispute, you agree to resolve the matter by binding arbitration only. The prevailing party shall also be awarded attorneys’ fees and costs incurred as a result of the disagreement and arbitration. The language of this Agreement will be interpreted using plain meaning of the words. Both parties participated in the negotiations of this Agreement and the language shall not be construed against either party.

ENTIRE AGREEMENT

This Fee Agreement represents the entire agreement for all periods during which Divorce On Your Terms, Inc. renders the Services. Any representations, whether orally or in writing, which are not stated in the Fee Agreement, will have no effect. If any term of this Fee Agreement is invalid, the remaining terms shall continue in full force and effect.

EXECUTION OF AGREEMENT

By selecting “I Agree” below, you understand that you have entered into an enforceable contract and accept the terms, conditions and obligations of this Fee Agreement with full understanding of the legal ramifications contained in this Agreement.